6.59% Ute & Van Finance for Tradies | Energy Lend Asset Finance
Mornington Peninsula Tradies · New Utes & Vans Only

finance for new utes & vans.
built for tradies.

6.59%
p.a. Commercial Use Only | New utes & vans only | $30K–$100K

Energy Lend works across a panel of lending partners to get Mornington Peninsula tradies into new vehicles at a rate the banks won't offer. We submit your application and the lender's assessment generally takes place within hours. We handle the paperwork.

Only 50 applications accepted each month — spots fill fast
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here's what you get — plain and simple

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6.59% p.a.

rate that speaks for itself

Commercial Use Only. No catches. Accessed through Energy Lend's lending partners. This is the rate the banks won't put in front of you.

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new utes & vans only

$30,000 to $100,000. New vehicles only. Hilux, Ranger, HiAce, Sprinter — the real workhorses. New vehicle condition required for this rate.

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terms that work for you

36 to 84 months. Balloon options available to keep repayments low — up to 50% on 36 months.

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no financials required

If you fit the criteria — 3+ years ABN, GST registered for a minimum of 3 years, clean credit — you may qualify without providing full financials. That's the whole point of this offer.

fast lender assessment

Ben submits your application to our lending partner and the lender's assessment generally takes place within a couple of hours. Pre-approval means you walk into the dealer already sorted.

does this apply to you?

Your ABN has been registered for at least 3 years
You've been GST registered for a minimum of 3 years
Self-employed — sole trader, company, or trust
Licensed trade — plumbing, electrical, building, concreting, landscaping, HVAC, carpentry or similar
No defaults or adverse credit. Credit score 750 or above.
You or your company director owns a property
Financing a new ute or van between $30,000 and $100,000
Based on the Mornington Peninsula, Victoria

Tick every box? Then this offer was made for you. Book a 15-minute call with Ben and let's get your application started. We only take 50 applications per month — and spots fill fast.

Book My Free Call →

we're not your typical finance broker

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award-winning brokerage

Winner — Commercial Brokerage of the Year, Viking Asset Awards 2025. Finalist — Brokerage of the Year 2025. Results recognised across the industry.

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tradie specialists, not generalists

Trades are our lane. We know exactly what our lending partners want to see and how to structure deals that get approved. No guesswork.

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full panel of lending partners

Westpac, CBA, NAB, ANZ — plus premium second-tier lenders. We shop the whole market so you don't have to.

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settlement pack to you & your accountant

Loan summary, interest schedule, and dealer invoice sent directly post-settlement. Tax time sorted — no other broker in this niche does this at the same level.

fast lender assessments

Ben submits your application and the lender's assessment generally takes place within a couple of hours of submission. Ben does the work upfront so nothing gets held up.

Ben Sayers, Director of Energy Lend Asset Finance, in the Energy Lend office
Ben Sayers
Director & Finance Broker
1,484
Tradies helped
$87.5M
Loans settled
5★
Google rating
8yrs
As finance broker

award-winning. industry recognised.

Viking Asset Awards 2025 — Commercial Brokerage of the Year Finalist
Viking Asset Awards 2025Commercial Brokerage of the Year
Viking Asset Awards 2025 — Brokerage of the Year Finalist
Viking Asset Awards 2025Brokerage of the Year
Viking Finance Awards 2024 Finalist — Brokerage of the Year Southern Region
Viking Finance Awards 2024Brokerage of the Year — Southern Region
FBAA Awards of Supremacy 2025 Finalist — Finance Broker of the Year Commercial Property
FBAA Awards 2025Finance Broker of the Year — Commercial Property
Ben Sayers on the FBAA Asset Finance Broker Panel, Melbourne

Ben on the fbaa national panel

Ben was selected as an expert panellist at the FBAA Leasing & Asset Finance Masterclass National Tour — Melbourne. Industry-recognised. Tradie-focused.

three steps. that's it.

1

book a 15-minute call

Fill in your details below and book a quick call with Ben. No commitment, no paperwork — just a straight conversation about your situation and what you're looking to finance.

2

Ben submits your application

Ben structures and submits your application to our lending partner for assessment. The lender's assessment generally takes place within a couple of hours of submission.

3

get approved & drive away

Once approved, Ben coordinates with the dealer. You sign. We settle. Your settlement pack — loan summary, interest schedule, dealer invoice — lands in your inbox.

don't take our word for it

★★★★★
5 Stars on Google
32
Verified Reviews
1,484
Clients Helped
$87.5M
Settled
★★★★★

"10/10 — so quick to respond to messages and emails. Very understanding, good interactions."

RG
Reily Gibson
Caulking & Plumbing
★★★★★

"Highly recommended. Very good service. Ask for Ben — he is very helpful and knows what he is doing."

AA
Abdou Azar
Commercial Cleaning

book your 15-minute call with Ben

Tell us the basics below and Ben will be in touch to get your application started. No obligation, no credit impact.

takes 2 minutes — no obligation
Ben Sayers, Energy Lend Asset Finance Director
Ben Sayers — Director & Finance Broker
Director & Finance Broker — Energy Lend Asset Finance
Fast lender assessments. Ben submits your application and the lender's assessment generally takes place within a couple of hours. Ben does the work upfront so your deal moves fast.
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We workshop your application first. A credit enquiry is submitted with your application, but Ben works through the details with you beforehand to minimise any unnecessary enquiries.
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Settlement pack straight to your accountant. Loan summary, interest schedule, dealer invoice. Tax time sorted.
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Ben works for you, not the dealer. His job is to get you the best deal from our panel of lending partners — not to move stock.

Only 50 spots per month. Ben caps applications to ensure every client gets proper attention. Spots fill fast.

📞 Prefer to call Ben directly? 0447 455 858

straight answers. no waffle.

Will using a broker slow down picking up my vehicle? +

No — and usually it's the opposite. Ben often has pre-approvals done before you even go to the dealer. Walk in sorted. No waiting around while the dealer scrambles to find finance.

Will I be penalised if I pay the loan out early? +

Early payout is possible — Ben can walk you through the specifics for your deal before you commit to anything. No surprises.

Do I need full financials to qualify for this rate? +

If you fit the lending partner's policy — 3+ years ABN, GST registered for a minimum of 3 years, clean credit — you may qualify without providing full financials. That's the whole point of this offer.

What if I've been knocked back before? +

Talk to Ben before you assume you won't qualify. Banks and dealers assess deals differently to specialist lenders. If you have a 750+ credit score, 3 years ABN, and own a property, there's a good chance Ben can get you sorted.

How long does the process take? +

Once Ben submits your application, the lender's assessment generally takes place within a couple of hours. Ben handles the submission so nothing slows down on the broker side. Settlement timing depends on the dealer once approval is confirmed.

Why only 50 applications per month? +

Ben caps this offer so every client gets proper attention. Energy Lend is not a call centre. Ben treats each deal like it matters — because it does.

Is 6.59% definitely the rate I'll get? +

This is the rate available through Energy Lend's lending partners for eligible applicants. As with all lending, it's subject to your individual circumstances. Ben will be upfront if anything changes before you commit to anything.

What happens after I submit the form? +

Ben will be in touch within 1 business day — usually much faster. You'll get a confirmation SMS and email immediately. The call is 15 minutes, no paperwork needed upfront, no commitment. Just a straight conversation.